Current Stripe fees (2026)
| Payment type | US fee |
|---|---|
| Online card | 2.9% + $0.30 |
| Manual / keyed card | 3.4% + $0.30 |
| ACH direct debit | 0.8% (max $5) |
| International card | + ~1% |
| Currency conversion | + ~1% |
Stripe fees vary by country and product and change over time. Figures are US estimates as of 2026 — verify in your Stripe dashboard.
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Frequently asked questions
How much does Stripe charge?
Stripe's standard US online card fee is 2.9% + $0.30 per successful charge. International cards add about 1%, and currency conversion adds roughly another 1%.
How are Stripe fees calculated?
Stripe takes a percentage of the charge plus a fixed fee. On a $100 online card payment that's $100 × 2.9% + $0.30 = $3.20, leaving you $96.80.
How much should I charge to receive a set amount?
Switch the calculator to “I want to receive”, enter your target, and it grosses up the amount to charge so you net exactly that after Stripe's fee.
Does Stripe charge for failed payments or refunds?
There's no fee for failed charges. For refunds, Stripe returns the refunded amount but historically doesn't return the original fixed fee — check your region's current terms.